let me share a slice of life for all of you who wana get married n live happily ever after
in a house!

FORGET IT! SERIOUSLY!

lemme break it down for u.

take an eg. a decent
HDB 3rm is $300 000.

the gov wan us to fork out 20% of this amt frm our CPF!!!!!!
so its $60 000!!!!! (omg!!!!)

i have been working for 1 yr n my CPF is still like $1k? 0.O
and mind u, this 1k, not all i can take out for a house.
certain amt will go to Ordinary Account-e oni account i can use to buy a house.
so i shd have arnd $300?
$300 oni in a year!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

THEN, HOW MANY MORE YEARS I
HEFTA SLOGGED JUST TO BUY A SMALL HOUSE??!!!

like tat is not scary enuf, i was told the remaining 80% of the house cost ($240 000)
i hefta go for bank loan.
b4 i can say Thank God for Bank Loan :)
the bank oni accepts 60% of the cost price!
then e remaining, I HEFTA COME OUT FROM MY BANK!!!!!!

HOW TO GET MARRIED?!
this is just a normal 3rm HDB.

so in summary,
house $300 000

my CPF =$60 000
Bank loan=$180 000
from my own bank=$60 000
estimated salary=$4000/mth WITH 5yrs worth of CPF savings

so how bout condo? make it neighbourhood condo near say, MRT
tat'll cost u min $700 000. good luck in calculating.

There goes Miu Miu, goodbye Prada. Chanel, maybe we arent fated to be together.
Tiffany,please dont forget me. Gucci, u are missed.
sadness.
12/18/2009 05:52:00 PM